Singapore · Checklist

Singapore SaaS compliance: the practical checklist

The compliance checklist for a 10–50 person Singapore SaaS startup — PDPA, Cyber Essentials, SOC 2 for US buyers, MAS-driven items for FIs, and MGF/AI Verify for AI products. One screen, every scheme.

10
PDPA Obligations
3 days
PDPC breach notice
6
Checklist sections
PDF
Downloadable (gated)

LowerPlane serves startups in the United States, Singapore, India and worldwide.

🛡️

PDPA — Obligations

  • ✓DPO designated and published business contact (e.g. [email protected]).
  • ✓Privacy notice covering the Data Protection Obligations.
  • ✓Consent capture + withdrawal workflow.
  • ✓DSAR intake and response SLA.
  • ✓Retention schedule with evidence of deletion for expired data.
  • ✓Cross-border transfer register (SCCs / BCRs / certifications).
Deep dive →
⏱️

PDPA — Breach readiness

  • ✓Incident response runbook with harm/scale assessment per PDPC guidance.
  • ✓3-day PDPC notification clock from the moment of assessment.
  • ✓Affected-individual notification letter template.
  • ✓Incident register with post-incident review entry.
Deep dive →
✅

CSA Cyber Essentials controls

  • ✓MFA on every account; SSO for staff.
  • ✓Automated OS + application patching.
  • ✓Centralised identity and role-based access with reviews.
  • ✓Backups tested annually; offline or immutable copy for critical data.
  • ✓Antivirus / EDR; logs retained.
  • ✓Security-awareness training on hire + annually.
  • ✓Risk register maintained and reviewed.
  • ✓Published incident-reporting path for staff.
  • ✓Optional Cloud/AI pillar.
Deep dive →
🇺🇸

Selling to US buyers (SOC 2)

  • ✓Engage an AICPA-licensed CPA firm.
  • ✓Deliver Type 1 to unblock the deal; run Type 2 observation in parallel.
  • ✓Publish report + bridge letter on the trust centre.
Deep dive →
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Selling to Singapore FIs (MAS)

  • ✓Audit-rights clause in the master agreement.
  • ✓Incident-notification SLA (often 24–72 hours).
  • ✓Named subcontractor disclosure with geographic location.
  • ✓Exit and transition plan.
  • ✓Data-residency commitments.
  • ✓Independent audit report (SOC 2 Type 2 or ISO 27001).
Deep dive →
🤖

AI products (MGF / AI Verify)

  • ✓Model inventory — name, version, hosting, data, risk rating.
  • ✓LLM vendor DPAs for every subprocessor model.
  • ✓Prompt + output logging policy with retention + redaction.
  • ✓Model-risk assessment per model.
  • ✓If agentic: scoping memo + Starter Kit / accredited tester evidence.
Deep dive →

Frequently asked questions

Where should a Singapore SaaS startup begin?

PDPA first (it's the law), then whichever certification your largest-value buyer asks for — typically SOC 2 for US pipelines, ISO 27001 for EU/APAC, or Cyber Trust for SG enterprise and government.

Can I run PDPA + SOC 2 together?

Yes. SOC 2 Security TSC and PDPA Protection Obligation share most technical controls. One evidence set covers both; the PDPA deltas are consent capture, DPO contact publishing and the 3-day PDPC breach runbook.

Do I need an on-the-ground DPO in Singapore?

The PDPA requires designating a DPO and publishing their business contact information. The DPO can be internal or external and does not need to be based in Singapore. For most startups, a shared or outsourced DPO is sufficient.

How long to be audit-ready across PDPA + Cyber Essentials + SOC 2?

For a 10–50 person SaaS with modern cloud infrastructure already in place: PDPA foundations and Cyber Essentials in 4–8 weeks, SOC 2 Type 1 in 30 days (parallel), and the SOC 2 Type 2 observation window begins immediately. First Type 2 report lands around month 5–6.

Can a solo founder realistically handle this?

The PDPA baseline and Cyber Essentials — yes, with a readiness platform and a part-time compliance owner on retainer. Full ISO 27001 or SOC 2 Type 2 benefits from a dedicated compliance owner at least part-time, plus a technical lead to run integrations. LowerPlane includes a dedicated advisor to cover the gap.

What's the cheapest realistic SG compliance stack?

LowerPlane Starter ($4,995/year) + CSA Cyber Essentials with first-cert funding + a part-time outsourced DPO is a realistic sub-S$10,000 first-year stack for a 1–20 person SG SaaS. SOC 2 adds the CPA audit fee (US$10,000–15,000). ISO 27001 adds the CB audit fee (quote-based).

When do we need legal counsel vs just a platform?

A platform covers the implementation evidence and most policy templates. Legal counsel helps on three things: cross-border transfer clauses in your contracts (PDPA Transfer Limitation), MAS-driven FI vendor agreements, and bespoke customer-facing BAAs or MSAs. For most startups, a 2–4 hour legal review per quarter is sufficient.

Want this as a one-page PDF?

Book a demo and we’ll send the Singapore SaaS compliance checklist, plus a 30-day plan for your first certification.

10
PDPA Obligations
3 days
PDPC window
30 days
Audit-ready
6
Checklist sections